Connecticut

Connecticut Insurance Coverage from an Agency That Already Knows You

We're a Bronx-based independent insurance agency licensed in Connecticut, serving CT clients with the same bilingual team, the same carrier access, and the same hands-on service our New York clients have counted on since 2006.

Licensed in Connecticut, Rooted in the Community You Came From

Many of our Connecticut clients found us while they were still in New York — and when they moved, they didn't want to start over with a new agent. We made sure they didn't have to. Our Connecticut license means you keep the same relationship, the same team of nine women agents, and the same independent broker access to multiple carriers. Nothing about the quality of your coverage changes because your zip code did.

 

Whether you relocated from the Bronx, Queens, or anywhere in the NYC metro, we serve Connecticut clients remotely and fully. You don't need to be in our office to get the coverage you need — you just need an agency that knows how to take care of you.

Personal and Commercial Insurance for Connecticut Residents and Business Owners

We offer the full range of personal and commercial insurance lines to Connecticut clients, with no gaps in service compared to what our New York clients receive.

Personal insurance lines available in CT:

 

 

Commercial insurance lines available in CT:

 

 

If you're a small business owner, contractor, or LLC operating in Connecticut, we understand the coverage requirements in your state and can match you with carriers that fit your industry and budget.

What Connecticut Drivers Should Know About Auto Insurance

Connecticut operates under a tort liability system, not a no-fault system like New York. That means if you're in an accident, fault is determined and the at-fault party's insurance responds to damages — including medical expenses and lost wages. This makes choosing the right liability limits and uninsured motorist coverage especially important for CT drivers.

 

We walk every Connecticut auto insurance client through these differences so your coverage reflects where you live and how you drive — not a generic policy built for another state.

Why Connecticut Clients Choose an Independent Broker Over a Captive Agent

As an independent agency, we're not tied to any single insurance company. We work with multiple carriers across personal and commercial lines, which means we shop the market on your behalf and find coverage that fits your actual situation — not just what one company happens to offer.

 

That independence matters even more when you're in a secondary market like Connecticut. Some carriers price CT policies differently than NY, and having an agent who knows both markets means you're less likely to overpay or end up underinsured after a move.

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Bilingual Service for Connecticut's Hispanic and Immigrant Communities

  • Can I keep my New York insurance agent after moving to Connecticut?

    Yes, as long as your agent is licensed in Connecticut. Mendoza Agency holds an active Connecticut license, so existing clients who relocate from New York can stay with the same team without interruption. We handle the transition and make sure your coverage is updated to reflect your new state's requirements.

  • Does Mendoza Agency serve Connecticut clients remotely?

    We do. Our remote service model covers Connecticut clients fully — from quoting and binding to policy changes and renewals. You'll work directly with our team by phone, email, or video, and you'll always have a real person to call when you need something.

  • What types of commercial insurance do Connecticut small businesses need?

    Most Connecticut small businesses and contractors need at minimum a general liability policy, and many also need commercial auto, workers compensation, or a business owners policy depending on their industry. We assess your specific operations and recommend coverage that fits your risk profile and any state or contract requirements you're working under.

  • Is insurance more expensive in Connecticut than in New York?

    It depends on the line of coverage and your individual risk factors. Auto insurance in Connecticut is often priced differently than in New York because the two states operate under different liability systems. As an independent broker, we compare rates across multiple carriers to find competitive options for CT clients — the same way we do for every state we serve.

Ready to Work with an Agency That's Already on Your Side

Connecticut has a growing and vibrant Hispanic community, and we're proud to serve clients in both English and Spanish throughout the state. As a Hispanic-owned, women-run agency, we understand the questions and concerns that often go unasked when a language barrier is in the way. Our team speaks your language — literally — and we take the time to make sure every client understands their coverage before they sign anything.

 

If you have family members in Connecticut who need personal or commercial insurance and would feel more comfortable working in Spanish, we're ready to help.

 

Whether you're a longtime client who just moved to Connecticut or a new client looking for a bilingual independent insurance agency in CT, we're ready to help. Our team is licensed, experienced, and genuinely invested in making sure you have the right coverage — wherever you are.